
1. Define your need for a new house. I can assist you in analyzing your needs so that you will be able to get a clear picture of what you want and how it should function for you and your family.

2. Establish a time frame you would like to stay within for buying or building a new house.

3. Develop a mental picture of what you would prefer your house to look like and what features it should have. Write your ideas down into two lists. a. List one: Should describe your dream home. b. List two: Should describe features that are an absolute must have. We can blend these two lists in a schedule of prioritized items.

4. Get pre-qualified and pre-approved. Pre-qualification is a simple process. It takes in account your basic information regarding your financial status and gives you an amount for which you can qualify. Pre-qualified buyers usually hold little clout compared to pre-approved buyers, due to the fact that the information given during the pre-qualification process is not thoroughly investigated and therefore may be unreliable. Pre-approval is a much more involved process. The lender will take all pertinent information regarding your finances and perform an extensive check on your financial status. This will ultimately give you the exact amount that you will be eligible for (depending on what type of loan you decide to go with). Being pre-approved lets the seller know that you have gone through an extensive financial background check and there should be no unexpected obstacles to buying the home. You can see how being pre-approved would be more attractive to a seller than just being pre-qualified.

5. Get local area information. People don't just buy a house they buy the neighborhood the house is in. We can help you consolidate your lists of needs and wants for your house, and your neighborhood. Person County Public Schools

6. Now it's time to look at some houses! CONTACT US! Call 336-364-7663, or email us at info@willisparker.com

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